I love to travel and want to see the whole world. My dream trip is going to Greece, but I need to make sure the timing is right.
TRAVEL BUG: One who is passionate about traveling and may do it on an impulse.
It is not wise to let the Travel Bugs out there try and bite you with their passion. Although I support and admire their decisions greatly, their way of life certainly is not for everyone. Do not listen to other people when it comes to the discussion of it not being the right time for you to travel. A Travel Bug's life may not be the life you want to live, and only you know what is best for you and your family. Below are a list of reactions a Travel Bug may say to you when you say it is not a good time for you to travel.
"You'll Never Have Enough Money to Buy a House."
It is a given that the common middle class person is not going to have all of the money that a house costs on hand. It is important, however, that you strive to have a downpayment of at least 25%. The more of a downpayment you have, the less your mortgage will be each month. There are a lot of people out there that may say, "Just put 5% down. You'll be surprised at how much they let you do that." The goal should be for you to pay off your house as soon as you can, not spend the rest of your lives paying it off. You want to enjoy yourself when you retire. Student loans are already bad enough. Do not allow yourself to have more debt added on, that you can spend a lifetime paying off, just so you can travel the world. Great things in life come with patience.
"You'll Never Have Enough Money for Kids."
United States companies and businesses do not have the best maternity leave. A lot of new mothers are not ready to go back to work and have to go back too soon. The teachers of our country do not even get an official maternity leave. As a teacher, I have been told that the accumulated sick days that roll over each year is our maternity leave, unless you apply for disability with your insurance; then, they will give you a small compensation for your time out. I have personally seen an old coworker of mine forced to come in and teach a week after giving birth to her fourth child, only to have to go home in the middle of the day because she just could not do it.
The reality is, teacher or not, that a lot of women out there need to save money to help pay the bills during their time off of work. Having a baby in a hospital is not cheap either. It seems reckless to blow all of your money on traveling when you are thinking of starting a family. No one wants that financial burden on themselves.
"You Can't Get Time Off of Work? Just Tell Your Boss You're Going."
Not everyone can get a lot of paid time off of work, especially individuals who are still considered new at their company. You have to earn that time off. There are stories out there that discuss how an individual quit their job, so they could travel the world. This is not every person's situation. Your boss is your boss for a reason, and you cannot tell them what to do without the risk of getting fired. Be patient and pay your dues at your company, so one day you will have that paid time off.
"Don't Let Danger Stop You."
Although our lives should not be dictated by the evil and disease in our world, do what is best for you and your family. If a place you are desiring to travel to is at high risk for terrorism, do you really want to take that chance of something happening to you and your family? If you are thinking of starting a family, do not let others try and convince you that it is okay to take the risk of traveling to an area that contains the Zika virus. You can get one bite even with bug spray. Be smart with your travel decisions, and follow your intuition.
Be Smart and Do What Is Best For You
As much as I would love to continue my travels to see Greece and more, I know Greece (if I even go) will be my last stop for years to come. I do not want to have the burden of credit card debt on my family's shoulders. It is unrealistic to say you are financially ready for whatever comes your way in life, but I want to be able to be financially ready at most things that come my way. I do not want to be reckless, and I want my family to grow to have a good life as stress free as possible. Do whatever works for you and your family. Do not let the Travel Bugs out there convince you otherwise. It may seem like they have it all together with them going on all of their amazing adventures, but you never know what is going on behind closed doors.